I just got off the phone with Wachovia bank. I recently bought myself a VW Beetle. I was calling to confirm that Wachovia received the insurance information that they were requesting, and that I had the insurance company fax to them. To my surprise, they REFUSED to confirm if they received the information or not until my husband called them and told them they could speak to me. Here is the strange part: it’s my car, my loan! I bought it without my husband even being there!! I put him on the loan as a co-signer. I am the primary borrower. He showed up at the end to sign his name when every thing was done.
When he called Wachovia, he sternly told them that it is my car, not his. The woman at Wachovia said, “Well, you are a co-signer, so you will be responsible if she doesn’t pay.” He said, “Yes, I am the CO-signer; she is the borrower. Why am I the only one listed on the loan?” The response was, “Well, Mr. Oliver, that’s how we do it here at Wachovia.”
That’s how they do it? Based on what? I know what. My husband possesses something I will never have - a PENIS. What other reason could it be? Think this is an isolated incident? It’s not. Keep reading.
I have filed joint taxes with my husband for 17 years. I am the one who goes to H&R Block every year and has the taxes done (usually without him going at all). I take the papers to him when they are complete, and he signs his part. Recently, I noticed that H&R Block has him listed as the “taxpaper,” and I am listed as the “spouse.” WTF? I asked them why. H&R Block replied “That’s how we do it.” I asked, “Based on what?” Here are the facts: alphabetically my name comes before his, my social security number is numerically before his, I make more money than he does (primary breadwinner), and THEY HAVE NEVER EVEN MET HIM! How did they respond? “Well, he’s the husband.”
I have done everything I can in my life to be a strong, independent woman. I own my own business, have bought every car-and our freaking house in Georgia-by myself without my husband’s involvement. I handle all the bills, manage the household. I have a Master’s degree for God’s sake. But, I will never have the one thing I guess I need to be considered a “borrower” or a “taxpayer.” I am now, and may forever be, THE SPOUSE. Well, they can suck my non-existent dick!